(01)
Drop in statements.
12 or 24 months of PDFs at once. DepositDesk reads every deposit line in the browser and totals each month.
Income from statements, in minutes.
Drop in 12 or 24 months of statements. Get a lender-style deposit worksheet. Nothing leaves your computer.
(Scroll)
01/03
(01) The problem
0 hrs
spent hand-counting deposits on a single 24-month file.
24 statements per file
1 missed transfer can sink the approval
(02) How it works
01/03
Three passes over a file, and the worksheet is done.
(02)
Review flagged deposits.
Transfers, refunds, NSFs and large deposits are flagged for you. Tick a line to include it, untick to exclude it.
(03)
Copy the worksheet.
Paste it straight into the lender's calculator, or download the CSV with the formula and every flag attached.
(03) The tool
Set the program, drop in statements, check the flags.
Everything runs in this page. Nothing is uploaded or saved.
| Month | Gross deposits | Excluded | Eligible | NSF | Flags | Source |
|---|
Qualifying income a month
$0.
Estimate for broker pre-qualification. Each lender's guidelines, expense factors and exclusions govern the final figure.
(04) Private by design
Your borrower's statements never leave the tab.
01/03
Read in your browser
PDFs are parsed on this device with pdf.js. No server sees a page.
02/03
Never uploaded or stored
No account, no database, no copies. Data sits in memory only.
03/03
Gone when you close the tab
Close the tab, or press Clear, and the file is gone.
(05) Pricing
Start free. Lock in $29 for life.
Founding Broker · Recommended
$29/mo
(First 25 brokers) price locked for life
- Unlimited files
- Early feature requests
Checkout opens this week. Email to hold a spot; first come, first served.
Pro · (Coming)
$49/mo
- Coming soon
(06) FAQ
Questions brokers ask first.
Are my borrower's statements uploaded?+
No. PDFs are read in your browser and kept in memory only. Close the tab and they are gone.
Does it replace the lender's underwriting?+
No. It's a pre-qualification estimate. Each lender's guidelines, expense factors and exclusions set the final figure.
Which statements work?+
Text PDFs downloaded from online banking work best. Scanned image PDFs have no text to read, so enter those months by hand.
How is the income figure worked out?+
Eligible deposits (gross minus excluded) over the program's 12 or 24 months. For business accounts that total is multiplied by ownership and by one minus the expense factor, then divided by the months.